The Importance of a Certificate of Insurance when selecting a tree company

When hiring a tree company, it is crucial to ensure that they have a certificate of insurance (COI). If you hire an uninsured company, you will be responsible for any accidents that occur while they work on your property. Moreover, your insurance company may not cover the claim if you hired an uninsured company.


Pro Tip: Ensure that any proof of insurance comes directly from the insurance company with the name, address, and current date to show the effective policy. This is the only way to ensure that the policy is confirmed up to date.

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The Importance of Insurance and the Different Types of Insurance

Worker’s Compensation Insurance

When hiring a tree care company, make sure they have worker's compensation insurance. This insurance covers any injuries that may happen to their employees or owners while working on your property. If the company cannot provide you with a Worker's Compensation Certificate of Insurance, it's probably best to find another company. Otherwise, you may be held responsible for any injuries that happen while they are working for you.


General Liability Insurance

General liability insurance for tree service is a broad insurance that protects both the homeowner and the tree business in the instance of an accident or damages. General liability insurance provides coverage for damages to your property and its adjacent areas, such as patios, decks, cars, pools, sheds, and the like.


Commercial Auto Insurance

Commercial auto insurance is an important coverage for tree service companies because it offers protection in the event that a vehicle used for business purposes is involved in an accident.


This insurance is crucial for tree service companies to carry because a wide variety of vehicles such as bobcats, cranes, and bucket trucks are used. This insurance type covers any harm to people or property caused by the company's vehicles.


Metcalf Tree Service Carries Insurance to Protect Our Customers & Our Employees


Metcalf has insurance coverage for the work we do, and we prioritize the safety of our employees, customers, and their property. It's a good idea for you as the homeowner or customer to ask for proof of insurance before hiring any contractor. If you need a Certificate of Insurance, you can request one by calling us at (434) 293-7946.

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